California works differently -
and that's fine.
In California, this kind of coverage is legally Mechanical Breakdown Insurance (MBI), not a vehicle service contract. It's regulated by the state's insurance department, which means some terms and the way you buy differ.
The protection idea is the same: covered mechanical breakdowns, any licensed shop, we pay the shop.
State-regulated
MBI is regulated by the California Department of Insurance, with consumer protections specific to insurance products.
Same protection idea
Covered mechanical breakdowns are paid - the core promise is identical to a VSC elsewhere.
Any licensed shop
Use your own mechanic or any licensed repair shop in California. No forced network.
We pay the shop directly
You don't front the bill. We authorize and pay the covered repair; you pay only your deductible.
California-specific underwriter details, MBI policy form numbers, and disclosures are shown in the quote and plan documents before purchase.
Ready to get your California MBI quote?
The quote flow handles the California MBI path automatically.
Protection you can read first.
See your price, read the contract, and decide on your terms - not a phone-maze.