Questions, answered plainly.

No. It's a Vehicle Service Contract (VSC) - sometimes called an extended warranty, but legally it's not a manufacturer's warranty and not insurance. A manufacturer's warranty comes free with a new car; a VSC is a separate contract you buy; in California it's regulated as Mechanical Breakdown Insurance (MBI).

Depends on your plan - Powertrain, Preferred, or Comprehensive. See What's Covered and the sample contract for the exact list and exclusions.

Take your car to any licensed shop. The shop calls us to authorize the covered repair, we pay the shop directly, and you pay only your deductible. See How Claims Work.

Yes - any licensed repair shop. We don't lock you into a network.

The published starting range is $29-$89/mo. Price depends on your car's age, mileage, the plan, and your deductible. See What It Costs before you request a quote.

Yes. Your contract explains the cancellation window, refund method, and any pro-rated terms. See Guarantee & Cancellation.

Availability is confirmed during quote review. California residents follow the MBI path.

Yes. A short waiting period applies after purchase before claims can be filed. The exact period is shown before enrollment.

Read every word. Then decide.

Protection you can read first.

See your price, read the contract, and decide on your terms - not a phone-maze.